This calculator is for new business purchase and remortgage applications only. And if your customer doesn't get an offer in 10 working days, we'll give them £100. Affordability will be based on total mortgage borrowing. Call charges. We really know our stuff. Visit our webpage with more information. Property value £. Top slicing using personal income can be considered if rental income meets a minimum of 100% at the higher of 5. Send us a fully packaged application and we'll get right to it. Mortgages up to 95% LTV**. Password. Deals available with just a 5% deposit. For zero hour contracts we need a 2 year track record of that income type. Execution only. Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Make, amend and cancel payments. We cannot provide a DIP without an Affordability Calculation. If a property has been affected by flooding or is on a flood plain, this is acceptable subject to valuation and availability of full all perils buildings insurance with a maximum flooding If using any of these documents, please be aware of their specific requirements. Let-to-buy. (c) Name of the party to the offer with which exempt principal trader is connected: Find OEM Continental Girbau 245217 LOWER INTERMEDIARY PULLEY 3RD replacement part at Parts Town with fast same day shipping on all in-stock orders until 9pm ET. Complete the fields to see what products we have to suit your client's needs, including what their monthly payments could be. No more than 75% LTV on interest only. Multi unit freehold blocks (MUFBs) N. Maximum LTV. 74% and 2. Additional borrowing, change of repayment type or change of term*. To maintain a quality service, we may monitor or record phone call. The following products are available for residential purchase applications: Intermediary Exclusive Purchase deals - Fix and Switch. Our affordability calculator will let you know how much we could lend. Affordability calculator. Where the LTV is greater than 75% the maximum loan size is £350,000. 8 hours ago · 1. Only individuals who have authorised access to this site can proceed beyond this point. 14% For all your enquiries please ring our advisor support team on 03456 10 10 38. Top slicing requires a minimum combined personal income of £50,000 (excluding income received from BTL properties). Find out the eligibility criteria for Virgin Money's residential mortgages, such as income, deposit, loan size, property type and more. Search our handy glossary alphabetically for the term you are looking for. Mortgages with your clients in mind. Login to the Virgin Money broker portal. The first thing we would like to know is your intended completion date (date of entry if in Residential policy. Shared Ownership and Custom Build mortgages. Browse the A-Z list of lending criteria and see the details for each category. 6 days ago · Virgin Money Online overview; Download VMO Our downloadable version of VMO, so you only need to be online when you hit submit. Our mortgage broker software offers streamlined, simple, and efficient solutions for mortgage intermediaries, lenders, and business partners throughout Call us 0345 073 3330. If you are not a registered financial adviser, please visit our Funds and ISA sections of the site. Sales Aids - Products. To speak to us about anything else. Want to see how much you could borrow to buy your new home? Virgin Money offers an online mortgage calculator. Secure a loan against your current property or as part of a mortgage product transfer. *Measured from the day after you submit your application or document. NEW 95% LTV 5 Year Fixed Rate with £250 cashback at 5. Ours is a world of individuals - everyone is unique. Telephone: 01276 601 041. 4. Buy-to-let affordability calculator. The product is available for residential purchase customers at 85% and 90% LTV. 8 hours ago · RNS Number : 1691S GoldmanSachs International 12 June 2024 FORM 8. Find out more. With this overpayment calculator, you can work out how much your client could save on their repayment mortgage by paying it off quicker. The total value of all buy-to-let properties held with Virgin Money can be up to £3 million. Use live chat to ask about our lending policy, products and ongoing cases. -. Submit your application in the normal way i. Please note that this is for professional use only. For all your Debt consolidation. Select the new product from the options available. Buy-to-let policy. Live chat. Discounted purchase. Exclusive Purchase - Fix and Switch fee-saver with 2 year ERC. We would like to show you a description here but the site won’t allow us. Welcome to Virgin Money. KEY INFORMATION. 5 of the Takeover Code (the "Code")1. With over three decades in the industry, Mortgage Brain is well positioned to reimagine the industry plumbing - the way mortgage products are sourced and distributed. Enter the mortgage account number and surname. Log in to VMO and choose the product transfer option from the main menu. Flat roofs are acceptable up to 100% of the total roof area where the covering is felt, asphalt, copper, lead, zinc or GRP , subject to valuer assessment. If you have any questions or would like free advice on which mortgage would suit you best, speak to one of our qualified mortgage advisers on: 0330 303 1133. You apply for a loan to be made on the security of the property. Deposit. Date: 1Please insert property address 2Please insert name(s) of borrower(s) 3Please provide details of relationship. With a finale overnight in Ibiza, you'll get why the Med is called irresistible. Virgin Money is here to make the process as simple as possible. Loan purpose. Calls to 03 numbers cost the same as calls to 01 or 02 To ask Virgin Money about their lending policy or products, chat to a member of their dedicated Regional Service Team. Virgin Money UK plc. Initial product interest rate. They can then add new members, who will also then be able to add colleagues to the system. Let's work together to find the way to say yes to your clients. If we’ve taken longer than this to get back to you, please get in touch. Customers can choose to use a builder's incentive to access an exclusive mortgage product, which will help reduce their monthly payments. Overpayment calculator. Sales Aid - New Build. Despite average easy access and notice rates standing at a 14-year high of 1. Username. Get additional support for clients. Our Digital Banking Services allow you to access your business bank accounts with our internet banking, app or telephone banking. Existing customers - additional borrowing. Available 9am - 4pm Mon to Fri (Wed 9. Sales Aids - Packaging and Applications. The options available at launch are: 5 Year Fixed, 2 Year Early Repayment Charge at 85% LTV Fee Saver at 5. In this application form, references to ‘we’, ‘us’ and ‘our’ are references to Clydesdale Bank PLC (trading as Virgin Money) and include our successors and assigns. co. Welcome to Nationwide for Intermediaries (NFI). 5 Drop us a line and we’ll get straight back to you. Your go-to lending partner for all cases aged 50 to 90+. A (free) Virgin Red membership will be . Before completing a DIP, you will need to complete an Affordability Calculation. They are available to chat online 8:30am to 5:30pm, Monday to Friday, excluding bank holidays. The maximum number of mortgaged buy-to-let properties you can hold with Virgin Money is Feb 9, 2024 · We wanted to let you know that we made changes to selected Virgin Money products on Friday 9 February. Jun 4, 2024 · Our Integrated Solutions. Experience: Virgin Money · Education: Norwich school · Location: Norwich · 500+ connections on LinkedIn. Proof of identity: Buy to Let calculator. Customers will receive a letter of acknowledgement, including a personalised illustration of how monies paid by the builder will be used, including details of the fee paid to Own New for administering the scheme. Find out how to get in touch with Virgin Money for Intermediaries for product, policy and service queries. You can also use a secure Other employed income. Virgin Money offers a range of competitive mortgage products for intermediaries to meet the needs of a wide range of clients. Find a Mortgage. Go to ‘Intermediary Password support’ if you need to reset your secure mail account. Residential affordability calculator. We help people with unique circumstances into the homes of their dreams. 🔊 Calling all brokers, we’ve got new deals for your clients We’ve launched new BTL Exclusive 5 year fixed rates at 60% LTV for portfolio New sales enquiries. It will first look at whether we could lend the amount requested using our stressed ICR rental cover assessment. Plus, get a discounted interest rate when you bundle the mortgage and legal work together. Simply paying more than the required monthly mortgage payment could open up a range of flexible options for Packaging requirements. SC001111). 4,068 followers. Jun 5, 2024 · Get an offer in 10 days or £100. Have unlimited users, with the ability to set their access including payment limits. If you hold alternative documentation please contact the Intermediary Support Team via live chat or call 0345 073 3330 for guidance about other acceptable documents or with any queries about the criteria. (a) Name of exempt principal trader: UBS Investment Bank, London. 33% (on 24 February 2023), according to Moneyfacts. Lines are open between 8:30 and 5:30 Monday to Friday. If we can’t get to the amount you need but our top slicing assessment might help, it will then ask for personal income details. For the security of users, any unauthorised attempt to access this site will be monitored, and may be subject to legal action. User Guides. Read more on our latest product, lending criteria, BOE changes and business updates. Application Forms. You'll be able to submit documents in VMO when you submit your application, or any time afterwards. KEY INFORMATION2. Explore the Tuscan countryside, revel in Ajaccio’s island beauty, and reset on a full day at sea. May 2, 2024 · Virgin Money Online overview; Download VMO Our downloadable version of VMO, so you only need to be online when you hit submit. Virgin Money Intermediaries. We’re committed to improving the service we offer to our mortgage intermediaries. Showing our favourite reviews. Top notch conveyancing with Gen H Legal. Try our range of helpful tools. It could be the right time to release money from your home. A range of competitive Intermediary mortgage products to meet the needs of a wide range of clients. It offers a selection of mortgage products designed to fit the needs of borrowers, whether a first time buyer, moving home, coming to the end of an existing Virgin Money deal or wanting to switch their mortgage from a current lender. For professional intermediary use only. (b) Name of offeror/offeree in relation to whose relevant securities this form relates: Use a separate form for each offeror/offeree. Don’t risk losing your home – keep up those mortgage repayments. Move money between accounts and view your transactions. If the application is for a new purchase, or a remortgage / product transfer with additional borrowing, you need to provide us details of your client's property schedule which must be uploaded to the BTL Hub. Registered in Scotland (Company No. Employer name: Signature: Date: Clydesdale Bank PLC (trading as Virgin Money). Buy-to-Let Portfolio Landlords Supporting Documentation. Loan size. Lines are open 8am - 8pm business days, 8am - 3pm Saturday and 10am - 3pm Sunday. Transfer your mortgage deal and borrow more too. Full interest only – up to 75% LTV for loan sizes of £2m or less. The first step is to make sure we’re doing the basics brilliantly. Making you happier about money. Part and part – up to 85% LTV for property values of £750k or less, 80% LTV for property values over £750k up to £1. To qualify, one or more of the applicants must be fully qualified and employed in the following Affordability. If debts are not declared correctly in the calculator they will be picked up at application stage from information held at the credit reference agency and LTVs. Get quote. Virgin Money Introduction For Virgin Money, being a good partner means putting your needs at the heart of their decisions Debt consolidation. Please select the appropriate calculator for your case below. 3w. If debts are not declared correctly in the calculator they will be picked up at application stage from information held at the credit reference agency and It really is that easy. Talk to our mortgage team. Maximum term is 40 years but a new additional borrowing element cannot exceed the maturity date of an existing element. NEW 85% Fix and Switch 5 Year Fixed Rate fee-saver at 5. For all cases we require a Residential Mortgage Declaration or a Buy-to-Let Mortgage Declaration. Flats in buildings with 4 storeys or fewer are acceptable to 95% LTV. BM Solutions is the Buy to Let brand of Lloyds Banking Group, dedicated to Our mortgages are available for single properties up to a maximum loan amount of £1 million. That means asking for all the information we need up front, keeping you informed about your cases and sticking by our decisions so you and your clients know where you stand. More about Gen H Legal. Use live chat, phone, form or questions and answers to get assistance. Buy-to-let mortgages up to 80% LTV. You must be a mortgage intermediary registered on the Virgin Money or Clydesdale Bank panel. Chat now. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home. Our team are available Monday to Friday from 9am to 6pm, excluding bank holidays. If the customer has not been in their current job for a Virgin Money Intermediaries 3,069 followers 1mo Report this post Red hot rate alert 🔥 We’ve reduced the rates on selected Virgin Money products. 54%. Application queries. 9 in 10 customers* think we’re ‘very knowledgeable’ and felt that ‘information was clearly explained’. Welcome. We'll help at every step together with your trusted adviser. The team is available to take your calls between 8am and 9pm weekdays and 9am to 6pm on Saturdays. Only one intermediary from each firm needs to initially register the firm. Thank you for choosing a mortgage with Virgin Money. 25m, and 75% LTV for property values over £1. 0% mortgage. For product transfers call us with the product details on 0345 601 0680, or for new business submit the form held on the intermediary website. Jan 26, 2024 · We wanted to let you know that we launched a new Intermediary Exclusive range, Fix and Switch on Friday 26 January. Your own friendly team of LiveMore experts are just a phone call or email away. VMO or MTE. Registered Office – Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. To enter: Simply like this post and give our page a follow. If you’re shopping for yourself, jump over to the Customer area for more information. 25m (up to our maximum loan size of £2m). Find out more about the products, criteria, tools, sales aids and support on their website. Intermediary Forms. Our remortgage deals can come with additional benefits, such as free basic valuation and standard legal costs included. Once you are registered you can start to submit your client's property schedule. Flexible mortgage features come as standard on all our products. Supporting Documentation. Debt consolidation. e. THIS PAGE IS FOR USE BY AUTHORISED INTERMEDIARIES ONLY. You’ll have the option to make further changes. Use our BTL Affordability Calculator to see how much your clients can borrow. Loan-to-value. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending. If debts are not declared correctly in the calculator they will be picked up at application stage from information held at the credit reference agency and Existing mortgage must be up to date and the application must meet current lending criteria. Virgin Money offers buy to let mortgages. Our quest to make banking better starts here. M. Even if an offset wasn’t right for your client when they Virgin Money has around 7,300 staff, while Nationwide has 18,000 and the latter said it did not expect to make any "material changes" to the size of Virgin Money’s workforce "in the near term". 5. 14% with £500 cashback. Minimum income. Our affordability calculator is fully aligned to our application system and will return an accurate lending value if all fields are completed accurately. Once your case is submitted you can keep up to date with its progress through our email update Debt consolidation. Richard Walker, Head of Intermediary Sales Jan 13, 2023 · Our New Year product range means now could be the right time for customers to consider their next deal rather than sticking to an SVR. uk. Existing customers - porting. You agree to keep the property fully insured until the loan is fully repaid. All aboard. Buyer type. The Everyday range aims to provide customers with a choice of simple and straightforward mortgages. Lines are open 9:00am to 5:00pm Monday to Friday, excluding Wednesdays when we are open 9:30am to 5:00pm and Bank Holidays. If you require an exact affordability result for any of these application types please call us on 0800 121 7788 We consider top slicing for non-portfolio landlords up to 75% LTV where the term finishes before the 76th birthday. My deposit is fixed. We offer: Residential mortgages up to 95% LTV. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. You certify that where the loan is paid by one Applicant, then that payment should be treated as made for, and on behalf of, all Applicants. Help and support. Our usual residential lending criteria applies, but we will not include any rent received for the property, and our maximum LTV is 80%. 30am). Existing customers - consent to let. Help your clients complete faster and with less stress thanks to top-rated conveyancing from our independent conveyancer, Gen H Legal. Mortgage term must exceed the end date of the selected product. We’re committed to offering intermediaries our very best products, including Intermediary Exclusive deals which are available for a limited time only. You are over 18 years of age. Check out our new Product Virgin Money Stores A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives. Exclusive Remortgage - Fix and Switch fee-saver with 2 year ERC What type of Buy-to-Let mortgage are you looking for? Purchase Remortgage. Want to know how much you can reduce your balance by overpaying? Use our overpayment calculator to see how much you could save. Virgin Voyage’s captivating Irresistible Med is a 7-night round trip sailing from Barcelona to the French Riviera, and the seashores of Italy. Our professional mortgages give customers access to a range of products that have beneficial pricing or incentives compared to the equivalent non-professional products. We only sell our products through expert broker partners, so you can’t apply to us directly for your own mortgage. Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. 49% respectively in February, they’re still significantly lower than average mortgage rates – the average two-year fixed mortgage rate was 5. Talk to a mortgage adviser. Please identify yourself by entering your details below. From budget planners to mortgage calculators. Intermediary Forms QAS Terms & Conditions (Last updated on 15/07/2019 - PDF, 260KB) Intermediation Agreement (Last updated on 01/11/2021 - PDF, 299KB) Jan 26, 2024 · Fix and Switch launches today and is available exclusively via any intermediary registered with Virgin Money. 6952311). Joining our panel. Here's what we need to evidence income, and additional documents depending on the case type. If a property is lived in by a family member or if any of the applicants intend to live in the property, then the application should be submitted as residential rather than BTL. 6. From securing your first tenant to growing your portfolio, we've got you covered. For a further advance, transfer of equity, porting and any post contract variation this calculator should be used for guidance only. View Richard Walker’s profile on LinkedIn, a professional community of 1 billion members. Flats in buildings with 5-10 storeys are acceptable to 85% LTV (95% for shared ownership) Flats in buildings with more than 10 storeys are acceptable to 80% LTV (95% for shared ownership) Ex local authority, housing association or MOD flats are acceptable to 85% LTV Virgin Money Intermediaries 2,980 followers 1mo Edited Report this post We've liberated LTIs Here’s some great news about our LTIs: we're removing our interest-only cap, so the repayment method Lending limits. 5 (EPT/RI)PUBLIC DEALING DISCLOSURE BY AN EXEMPT PRINCIPAL TRADER WITH RECOGNISED INTERMEDIARY STATUS DEALING IN A CLIENT-SERVING CAPACITYRule 8. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. DEALINGS BY… 8 hours ago · Virgin Money UK plc (c) Name of the party to the offer with which exempt principal trader is connected: Nationwide Building Society connected to UBS (d) Date position held/dealing undertaken: For an open position disclosure, state the latest practicable date prior to the disclosure 11 Jun 2024 LENDING. The maximum total LTV for The Virgin Money Online service (VMO) is quick and easy to use, providing you with the flexibility to meet all your business needs. Existing customers - overpayments and lump sum payments. Agency, fixed term employment and zero hour contracts are acceptable where the customer has a 2 year track record in the same line of work, whether on a permanent basis, or as a contractor. Sales Aids - Buy-to-Let. Virgin Money plc – Registered in England and Wales (Company No. 2 days ago · Latest news and Bank of England updates. Please refer to the latest Product Guide for details. Call us for card payments or VMO queries. Deposit available £. The service allows you to complete case details without being connected to the internet, only connecting to submit. Book a free callback. £0 loan amount. E. This is our Debt consolidation. Email: Intermediaries@dynamo. kr sc yo ts lf ec yg mm qw ot